

Merchant and Payment Processing Services
The Insurance Studio has partnered with Flashbanc. FlashBanc is a leading provider of electronic payments technology and loyalty marketing software. Thousands of small, medium and large businesses rely on FlashBanc’s cloud based solutions to help manage their businesses.
Smart POS Solutions

FlashBanc offers next-generation Smart POS solutions that radically simplify your business. POS systems that help you track inventory, manage employees, gain customer insight to build stronger, lasting customer relationships, and accept payments with ease make for a better night’s sleep. Professional-grade tools free you to focus on what matters.
All of our Smart POS solutions arrive pre-loaded with everything you need to accept payments and run your business more efficiently.
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Cloud-based software
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Manage your inventory with every purchase
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Track revenue
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Turn transactions into insightful customer data (reporting)
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Customizable with apps
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State-of-the-art security
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Apps that allow unlimited customization and infinite possibilities
Online Payments

Every year there are BILLIONS of transactions occurring online. FlashBanc offers merchants the ability to directly integrate payment processing into their website or simply use a virtual terminal. If you are a merchant that is processing transactions from orders placed over the phone or by mail, a virtual terminal can be an excellent solution. We specialize in “card-not-present” transactions.
You get a “virtual terminal” which gives you the ability to manually process any credit card order anywhere, as long as you have access to the internet. If you have a website, Authorize.Net is the perfect choice for payment gateways as it allows you to automatically process credit card orders from your website, 24 hours per day, 7 days a week. No matter how large or small your online business is, we can provide you with an internet merchant account.
Payment Gateway
A payment gateway is a remotely hosted software application that transmits transaction data (either from your website or from a virtual terminal where you manually enter or key in transactions) to a credit card processor. This is a seamless process and your customer does not directly interact with the gateway; as data is forwarded to the gateway via your shopping cart and a secure (SSL) connection.
Choosing the proper payment gateway is vital element, which will contribute to the success of your online business. Our payment gateway of our choice is Authorize.Net, which is pre-integrated with most shopping carts. Authorize.net offers a robust feature set, and includes a virtual terminal for manual entry.
Shopping Cart Technology
Most online businesses require shopping cart technology on their website. This is especially true for companies with extensive product catalogs. A shopping cart allows website visitors to pick and choose the items they wish to purchase. The shopping cart function then collects the customers address, prices the product with applicable taxes and shipping; ultimately connecting to a payment gateway to process the credit card order.
FlashBanc is well-equipped to handle your internet credit card processing needs.
State of the Art Equipment

FlashBanc carries the most popular, state-of-the-art electronic payment processing solutions from FD130 PaxS80 and more, all at wholesale pricing. We offer a wide variety in order to fit the needs of different types and sizes of businesses.
Store-front locations where the credit card is going to be physically present and swiped is the most popular and cost effective method of processing credit cards. You can also use POS terminals where the transaction is ‘keyed’ in or manually entered. Terminals come in all styles and sizes, and most have built in printers. Most terminals communicate via a standard phone line, and some communicate using an Internet connection where no phone line is needed.
Electronic Payment Solutions

We provide low-cost electronic payment solutions for all major credit cards brands, including Visa, MasterCard, American Express, Discover, Diners and JCB.
There are no hidden fees or monkey business here, unless of course you’re in the monkey business; just honesty, integrity and commitment. Unlike some other electronic payment processing companies, we offer clear and full disclosure of our merchant fees and pricing. We offer highly competitive rates that are backed by our low price guarantee: If we cannot reduce your credit card processing costs, we will write you a check for $250 dollars!
Benefits of processing with FlashBanc:
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Fair pricing, flexibility and service.
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Pain free account management and the ability to view statements online.
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Solutions, designed by industry, to meet your specific business needs.
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Uninterrupted and seamless transition for merchants already processing cards.
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Dedicated field and phone service, in addition to a toll-free live support 24/7/365.
Mobile Payments

The world has gone mobile, and so has payment technology. FlashBanc offers a comprehensive line of solutions for any businesses that need the added flexibility and opportunity mobile credit card processing offers. Whether you operate a local pizza delivery shop or a large concert vending service, we have wireless credit card processing solutions that meet your needs.
Mobile merchants now have several mobile options with built-in PIN pads and printers, enabling you to finalize the sale at the point of sale. For mobile businesses a wireless payment solution enhances business mobility and efficiency, simplifies the billing and payment process and increases sales and revenue.
Conference rooms, airports, taxi, trade shows, restaurants – business occurs everywhere and now you are able to get paid everywhere you do business. Wireless payment solutions allow fast, secure, error-free transactions. It supports a variety of payment and value-added services like credit, debit, smart card, gift and loyalty cards. They are small, flexible, very lightweight and portable enough to be carried in your pocket. They increase security and can reduce the need to handle large amounts of cash in transactions, keeping you and your money safe. Wireless payment solutions come with in-built printers and can be carried around easily.
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Fast Transactions – verified transactions received in 2-3 seconds.
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Avoid Losing Sales – reduce financial losses resulting from declined credit cards processed off-site.
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Reduce Risks – reduce the risk of carrying large sums of cash or receiving bad checks.
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Lower Processing Costs – processing costs are lower compared to manually key-entering card information at a later time.
Merchant Cash Advance

If you are looking for a business loan, you will have to put an enormous amount of time and effort into the business loan application process. Chances of getting approved for a small business loan are very slim if you do not have great credit. Even if you are approved for a loan, you may have to wait for months to receive the funds. FlashBanc can offer you a perfect alternative to a business loan. We can provide your business with working capital against its future credit card (Visa/Mastercard) sales from your customers, even if your credit is less than perfect. FlashBanc provides low documentation merchant account financing across country.
Based on recent business history, you may qualify for a business cash advance up to $300,000. Our application is simple and takes only a few minutes to complete.
Key Facts
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High Approval Rates
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Fast Funding (days, not weeks)
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Minimal Documentaton
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No Liens, Points or Checks to Write
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No Business Use Restrictions
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Automated Collection Through Future Credit Card Swipes